General
Loan Instalment Calculator
The monthly instalment on a loan, and its total cost.
Your result
You would repay Rs 13,213,034 in total, of which Rs 8,213,034 is interest.
These are example numbers. Change them to your own.
- Loan amount (38%): Rs 5,000,000
- Interest (62%): Rs 8,213,034
- Monthly instalment
- Total interest
- Rs 8,213,034
- Total repaid
- Rs 13,213,034
How the loan is paid off
At a fixed rate with the same instalment every month.
- Still owed
- Interest paid so far
- Still owed, Year 20
- Rs 0
- Interest paid so far, Year 20
- Rs 8,213,034
Show as a table
| Year | Still owed | Interest paid so far |
|---|---|---|
| 0 | Rs 5,000,000 | Rs 0 |
| 1 | Rs 4,935,899 | Rs 596,550 |
| 2 | Rs 4,863,668 | Rs 1,184,971 |
| 3 | Rs 4,782,276 | Rs 1,764,231 |
| 4 | Rs 4,690,562 | Rs 2,333,169 |
| 5 | Rs 4,587,216 | Rs 2,890,475 |
| 6 | Rs 4,470,764 | Rs 3,434,674 |
| 7 | Rs 4,339,542 | Rs 3,964,104 |
| 8 | Rs 4,191,678 | Rs 4,476,892 |
| 9 | Rs 4,025,062 | Rs 4,970,927 |
| 10 | Rs 3,837,314 | Rs 5,443,831 |
| 11 | Rs 3,625,755 | Rs 5,892,923 |
| 12 | Rs 3,387,365 | Rs 6,315,185 |
| 13 | Rs 3,118,741 | Rs 6,707,213 |
| 14 | Rs 2,816,049 | Rs 7,065,173 |
| 15 | Rs 2,474,968 | Rs 7,384,744 |
| 16 | Rs 2,090,630 | Rs 7,661,057 |
| 17 | Rs 1,657,548 | Rs 7,888,626 |
| 18 | Rs 1,169,540 | Rs 8,061,270 |
| 19 | Rs 619,640 | Rs 8,172,022 |
| 20 | Rs 0 | Rs 8,213,034 |
How this works
A standard fixed-rate instalment: the same payment each month, with interest charged on the balance left. Many bank loans change rate over time and add charges, so check your lender's own schedule.
For illustration only, not investment or financial advice. Your numbers are not stored or sent anywhere.